Most businesses operate from a physical location - an office building, a hotel, a shopping center, and a factory. Whether large or small, your businesses face different types of risks which can lead to different levels of damage.
Property Insurance may protect you and your business in case of unforeseen events. In cases of unexpected loss or damage to the property, this can mitigate the decrease in revenue or profit expected when a business is interrupted.
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Our Property All Risks Insurance offers the following coverage:
Physical and accidental loss
|Physical and accidental loss of, or damage to, the insured property, due to various causes except only those excluded under the policy. These include but are not limited to fire explosions, earthquakes, floods, and windstorms.|
|This is defined as the reduction in turnover or loss of profit when the business activities are interrupted by the physical damage covered above.|
Similar to other property insurance plans, we provide coverage for buildings, office contents, plants and machinery, and stock of merchandise.
|Apartments or condominiums|
|Colleges and universities|
|Commercial offices or retail blocks|
|Hospitals and clinics|
|Hotels and resorts|
|Manufacturing industries including garments and textiles|
|Schools or educational institutions|
|Shopping centers, malls, plazas, etc.|
|Sports facilities or stadiums|
In the event of accidental loss or damage:
Please share further information if your business or property has any other insurance coverage.