what is Forte Life Protect?

Secure a bright future for you and your loved ones with a life insurance policy you can depend on. Forte Life Protect spans a minimum of 10 years to a maximum of 35 years, and is designed to allow you to save a lump sum of money over a period of years to help you meet your long-term financial goals.


Choose a term that suits your needs, based on age, budget and financial goals. Life Protect also helps take care of your family's financial health in case of untimely death before the product achieves its maturity date.

Find out more - call 098 802 802 today

Key Benefits

Death or Total and Permanent Disablement (TPD) due to Accident
In the event of Death or Total and Permanent Disablement (TPD) of the Life Assured due to an Accident, 200%​ of the Guaranteed Sum Assured as stated in the Policy Schedule shall be payable.
Maturity Benefit
At the end of the Policy Term, 100% of the Guaranteed Sum Assured plus Special Benefit (1% or 2% per year) shall be payable.
Death or Total and Permanent Disablement (TPD) due to​ All Causes
In the event of Death or Total and Permanent Disablement (TPD) of the Life Assured due to All Causes, 100% the Guaranteed Sum Assured as stated in the Policy Schedule shall be payable.
How much premium do I pay?

We work with you and your finances.

We recommend allocating 10% of your income for premiums for protection and fund accumulation.

For example, if you reserve USD50 per month for life insurance premiums over 20 years:

  • The Guaranteed Maturity Benefit is USD12,000.
  • The Guaranteed Special Benefit is USD4,800.
  • Total payout at the end of 20 years’ maturity is USD16,800.
  • Total Sum Assured for Death and TPD cover is maintained at USD12,000 for the entire 20-year period as long as the premium is paid continuously.

The minimum basic premium each year is USD240. However, additional premiums may be charged to the Life Assured if:

  • The state of their health is unfavorable;
  • Their occupation is considered hazardous; or
  • They engage in dangerous outdoor sports or activities.

A few reminders:

  • Premium payment terms and the coverage period are the same.
  • You get a grace period of 30 days after the premium due date is given so you can pay your premium.
  • Keep receipts as proof of premium payment.
  • The policy owner may avail cash value from the third year onwards, should s/he surrender the policy for any reason.
  • If your policy is canceled early on, you get back less than the amount you paid.
  • You must be completely satisfied that the product will be able to meet your needs and that the premium payable is affordable to you for the duration of the contract.

What's the coverage?

Coverage for as low as USD20 a month
Affordable premium with high maturity benefit
200% guarantee in case of death / TPD due to accident

We love to help.

Speak to one of our experts to find out more. Give us a call at 098 802 802, or request a callback and we will get back to you as soon as we can.
How to claim
  1. Notification to Forte Life within 30 days in the event of loss
  2. Submitted required claim document within 90 days
  3. Claims will be processed and settled within 10 working days after summit all complete documents
  4. For more information, please contact our claim department at Claim Department at 081 885 399 or claims@fortelifeassurance.com
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