Comprehensive Group Care

Forte Life Comprehensive Group Care is a group insurance scheme specially designed for corporate employees and association members. It is a cost-effective, voluntary participation scheme with a yearly renewable term.


Give your team and their loved ones a blanket of protection with a low-cost insurance scheme that allows them to live life confidently with courage and save up for their eventual retirement.


Participating members have 4 options to choose from with different monthly premium amounts, which will be deducted by the participating corporation or association's HR or Finance department at source and remitted to Forte Life Assurance. 


This unique plan allows participating members to:

  • Secure financial protection at a low cost
  • Accumulate his/her own retirement funds at age 60
  • Extend the coverage to spouses and children.

Find out more - call +855 23 885 077 today.

Speak to one of our experts or send us an email.

Key Benefits

Affordable premium for high Sum Assured
Death / TPD due to accident 200% guarantee 
Funeral expenses available for all plans
How much premium do I have to pay?
  • Participating members have a choice to select a plan with a minimum monthly premium from as little as USD5 to a maximum of USD20. The recommended total monthly premium contribution which includes the participation member, their spouse and their children, if applicable, should not be more than 10% of the participating member's monthly gross income to ensure the plan selected reflects their needs and that their family's financial well-being comes first. 
  • The minimum monthly premium is USD5.
  • This product is applicable to Life Assured with standard risk only. Life Assured with sub-standard risk will not be considered.
  • The premium will be deducted monthly by the employee’s HR, Finance Department or the member’s organization until the participating member is 60 years old or when they resign, or by the membership termination date, whichever comes first.
  • Grace period: HR or the member’s organization are given 30 days of grace period after the due date to make a premium payment directly to Forte​ Life.


What is the coverage?

Forte Life's Comprehensive Group Insurance provides participating members with the following coverage and benefits:

Death benefit due to any cause – Lump sum payment equal to the Sum Assured.
Death benefit due to accidental cause – Lump sum payment equal to the Sum Assured which is equal to 200% of the death due to any cause.
Total Permanent Disablement (TPD) due to illness or accident – lump sum payment equal to the Sum Assured.
Funeral expenses at USD1,000 flat for all plans due to any cause of death, except for USD5 plans, which will receive USD500.
Accumulated Cash Benefit (ACB) – The monthly premium collected shall be deducted against risk charges and all other applicable insurance expenses. Any surplus amount will be deposited with Forte Life for accumulation and growth at an annual rate which will be declared by the company on a yearly basis.
For those 50 and above, all types of coverage and benefits will be adjusted to 75% of the selected Sum Assured. The monthly premium amount remains unchanged.

We love to help.

Speak to one of our experts to find out more. Give us a call at 023 885 077, or request a callback and we will get back to you as soon as we can.
How to claim
  1. Notify Forte Life within 30 days of the loss.
  2. Submit required claim documents within 90 days.
  3. Our team will process and settle claims within 10 working days after all complete documents have been submitted.
  4. Speak to one of our advisors in the Claims department for more information - call them at 081 885 399 or email
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